Categories
Mortgage MinutePublished August 11, 2025
More Homes, Better Rates: Why Now Is the Best Time to Buy a Home
More Homes, Better Rates: Why Now Is the Best Time to Buy a Home
If you’ve been waiting for the perfect time to buy, this could be it. Right now, the housing market is offering a rare combination of factors that make it an ideal moment for homebuyers to take action.
📈 Inventory is up 24% from last year
With more homes on the market, buyers have more choices and more negotiating power. This expanded selection means you can be more selective in finding the right home that fits your needs and budget.
💰 Mortgage rates are steady in the mid 6% range
Rates remain well below last year’s highs, giving buyers better affordability and the opportunity to lock in a favorable rate before the market shifts again.
✅ What this means for you:
• Less competition from other buyers
• More leverage to negotiate with sellers
• A chance to secure your dream home before rates or prices climb
This combination of increased inventory and stable mortgage rates doesn’t happen often. Market conditions can change quickly—especially with economic shifts that could impact rates and buyer demand.
If you’ve been on the fence, now is the time to get pre-approved, explore your options, and make a move while the window is still open.
📞 Let’s connect this week to discuss your goals and get you in the best position to buy before this opportunity passes.
EO&A Team
Elizabeth, Anne, Ian, Ksenia, Cliff, Annie, Erica, Mike, Andrew, Beth, Nina, Sidra, Karen
707.312.0819
hello@eoanda.com
www.eoanda.com
